• 01

    Financial Professionals and Clients Disagree on Key Retirement Plannin…

    New study shows advisors overestimating client understanding of health costs, cognitive decline, and annuities, signaling a widening gap in retirement preparedness.
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  • 02

    The real retirement crisis is not Boomers. It’s Gen X.

    With pensions gone and financial pressures rising, Gen-Xers face a tougher path to retirement than any generation before them. Can they make it without Social Security?
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  • 03

    "Your Money Map" Show
    with Jean Chatzky

    Sticking to a budget in retirement isn't easy, but you can do it, and do it smarter. Tune in this week as "The Budgetnista" shares tips on stretching your dollars.
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04

THE U.S. HAS REACHED THE PEAK OF PEAK 65®

Two-thirds of peak baby boomers are not financially prepared to retire.
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05

Guaranteed Income: A License to Spend

Retirees with assets that annuitize income spend twice as much as those with non-annuitized savings.
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06

NEW RESEARCH: ECONOMIC IMPACT STUDY

Two-thirds of peak baby boomers are not financially prepared to retire.
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with Peak 65 here, We Need a New Approach to Retirement Security

This year the U.S. will have a record number of 65 year-olds, straining the capacity of our retirement system. Protected income Americans can count on in retirement is key to the solution.

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Retirement Income Institute Fellows’ CORNER

ALI’s 16 Institute Fellows are some of the top retirement scholars and thought leaders in the U.S. They bring fresh perspectives based on their professional experience, grounded in evidence-based research and analysis. The power behind our research can be seen when we translate these complex financial concepts, numbers and ideas  into simple and practical language that the rest of us mere mortals can understand and use when planning for retirement.

Since a picture is worth a thousand words, in these interviews you’ll hear our Fellows in their own voices, sharing their passions, and giving you some easy-to-understand tips that will hopefully inspire you to action.

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  • Real stories

    America is entering a historic surge, with more than 4.1 million Americans retiring each year through 2027. What used to be 10,000 over the past decade is now over 11,200 every day. A concerning trend is emerging as a significant portion of the Peak 65® generation lacks sufficient protected income, putting them at risk of outliving their savings. We spoke to four Peak65ers about their experiences.

    Peak65: Mark Emerson

  • Real stories

    America is entering a historic surge, with more than 4.1 million Americans retiring each year through 2027. What used to be 10,000 over the past decade is now over 11,200 every day. A concerning trend is emerging as a significant portion of the Peak 65® generation lacks sufficient protected income, putting them at risk of outliving their savings. We spoke to four Peak65ers about their experiences.

    Peak65: The Smiths

  • Real stories

    America is entering a historic surge, with more than 4.1 million Americans retiring each year through 2027. What used to be 10,000 over the past decade is now over 11,200 every day. A concerning trend is emerging as a significant portion of the Peak 65® generation lacks sufficient protected income, putting them at risk of outliving their savings. We spoke to four Peak65ers about their experiences.

    Peak65: David McCaskell

  • Real stories

    America is entering a historic surge, with more than 4.1 million Americans retiring each year through 2027. What used to be 10,000 over the past decade is now over 11,200 every day. A concerning trend is emerging as a significant portion of the Peak 65® generation lacks sufficient protected income, putting them at risk of outliving their savings. We spoke to four Peak65ers about their experiences.

    Peak65: Robin Beymer

  • Peak65: Mark Emerson

  • Peak65: The Smiths

  • Peak65: David McCaskell

  • Peak65: Robin Beymer

Will Your Retirement Income Last?

Millions of Americans will retire without knowing whether they will have enough money to cover their expenses. But you can. The Retirement Income Security Evaluation (RISE) Score® can tell you whether you’re on track with your retirement income and how well it will cover basic living expenses. It’s like a credit score for your retirement plan.

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Resources and Tools

Get your retirement planning off and running with worksheets, quizzes and tools that can help you understand your options.

Articles

Questions to Ask a Financial Professional

Many people who start working with a financial professional say they wish they’d done so sooner…
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Tools & Guides

Annuities Language Glossary

Making annuities easier to understand.
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Articles

Annuities Explained

Annuities can be an important part of a diversified retirement portfolio because they can ensure your money is protected during downturns in the market.
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Institute Charts the Future of Retirement

The Alliance’s Retirement Income Institute serves as the leading edge in retirement research. America’s top academics and public policy experts in the field of protected retirement income provide the latest thinking in how you can achieve a fulfilling retirement.

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