Alliance Research

Retirement isn’t just about savings—it’s about security, confidence, and control.

THe Alliance for Lifetime Income’s research, explores how Americans are preparing for retirement in a rapidly changing financial landscape. From tracking evolving trends in income planning to spotlighting key populations like women and Peak 65 retirees, our studies offer deep insights into the growing demand for protected income solutions like annuities. Click below to explore each report and access the full findings.

Welcome to the Peak Zone

More Americans are turning 65 than ever before. This milestone moment underscores the urgency for smarter retirement planning—and policies that support lifetime income. Without meaningful change, millions risk outliving their savings and facing financial insecurity in retirement.

Learn more about Peak 65

Protected Retirement Income and Planning (PRIP) study 2024

New data reveals how retirement attitudes are shifting in real time—from market concerns to rising interest in annuities. This latest PRIP release shows why protected income remains a powerful tool for long-term security.

See the full 2024 Study

The Peak Boomers Impact Study April 2024

A landmark study from the ALI Retirement Income Institute reveals that “Peak Boomers”—aren’t financially prepared for retirement. More than half hold $250,000 in assets or less. That means many will rely heavily on Social Security, which typically replaces only about 40% of pre-retirement income.

Robert Shapiro, left and Jason Fichtner, right
Learn about the Peak Boomer Impact study

 

Protected Retirement Income and Planning (PRIP) study 2023

The 2023 PRIP study dives deeper into key themes like gender, health, and advisor dynamics. It shows Americans are increasingly turning to guaranteed income to offset economic uncertainty and live more confidently in retirement.

View the full 2023 report

Protected Retirement Income and Planning (PRIP) study 2022 & 2021

The first two years of PRIP revealed Gen X and Baby Boomer growing interest in annuities and a persistent disconnect between what consumers want and what financial professionals recommend.

View the full 2021-22 reports

The State of Women 2022

In partnership with Personal Finance Expert Jean Chatzky’s HerMoney, The State of Women 2022 study, that focuses on female financial independence. After years of making progress on closing gaps, climbing ladders and shattering ceilings, the pandemic set women back.

Learn more about women in retirement

To learn more about Alliance for Lifetime Income’s research studies, please visit the below links: 

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